Parenting Grown Children: What Dr. Spock Forgot to Tell Us

Re-Nesting: Boomerang kids like living with us. A poll tells all.

They're back. And they like the living conditions. According to a recent Pew Research Center poll,  68% of young adults ages 18 to 34 who are living with their parents or have moved back in temporarily because of economic conditions say they are very satisfied with their family life. (Roughly a similar proportion--73%--who are not living with their parents are equally satisfied.). Similarly, 44% of young adults who live with their parents say they are very satisfied with their present housing situation, while 49% who live on their own say the same.

The Pew survey had more to say about the circumstances of young adults (18 to 34 years old) who've come home to re-nest. They are less likely than their counterparts who are living on their own to say they have enough money to live the kind of life they want. It's 21% of those living at home who say they have enough money now; 38%  of those who are not living with their parents.

Not only are they satisfied, they're looking to the future with optimism. Says the Pew poll: "Living with mom and dad hasn’t dampened the economic optimism of these young adults. Overall, young adults are much more optimistic than middle-aged and older adults about their financial future, in spite of the tough economic times and difficult labor market they are facing."

As for 'We the Parents', the poll finds we're just as satisfied with our family life and housing situation as are those parents whose adult children have not moved back home. The kids, they're pretty satisfied with their relationship with us. Here's the 'loving relationship' breakdown in chart form.

 

Re-Nesting:The rules when a Boomerang kid moves back home

After her 37-year-old (and single) daughter lost her job, a friend had a new roomer for six months. No surprise there: A 2009 survey by the Pew Research Center reports that 13 percent of parents with grown children say one of their adult kids has moved back home in the past year--much of that thanks to tough economic times. Before this mom's out-of-work daughter moved in, though, the mother set some rules. No, they weren't about who would wash the dishes or whether rent would be paid. Instead, the mom emailed me the following dictum she asked her daughter to abide by: "You will not talk to me about what I eat or what I wear (my hot buttons) and in return I will not ask you where you are going and when you’ll be back. I will not expect you to show up for dinner (a good thing, as I don’t cook)."

The simple rules worked well on both sides. The daughter kept her side of the bargain and more: Even though she wasn't expected to, she usually called to let her mother know where she was and when she would be back. As for the mom, she once asked her daughter who it was she was talking to on the phone. "I  was told, 'None of your business.' I have never done that again!"

At the end of the "visit," both mother and daughter agreed that living together again had been really hard but that the understanding of what the ground rules were helped.

A lot of articles I read on the subject of re-nesting--of boomerang children moving back home after living independently--list a host of rules to follow: set clear expectations regarding expenses and household chores; set a time limit; charge rent. And key to it all: Write it all out in an agreement. This is good, solid advice. Practical. Sound. But, frankly, if one of my children were moving back home, I can't see myself doing it. There would be so much emotional overload and this would just add to it. It makes more sense to put your finger on the hot buttons--we all know what ours and our children's are, or at least we should--and make an agreement to steer clear of them.  Not stepping on each others toes is never easy. But at least spelling out what it is you would find most difficult for a long or short co-habitation is a start. And it probably has very little to do with how much rent they will or will not pay--unless money is one of the hot buttons. 

 

 

 

Vacation Togetherness: In tough times, our grown children travel with us.

"In a shaky economy," SmartMoney writes, "young adults are taking more trips with Mom and Dad--who are footing the bill." The travel industry even has a name for the new togetherness: multigenerational or intergenerational vacations.

While the downturned economy may foster more of it--so many well-educated young adults; so few jobs--the mom-and-pop financed vacation isn't anything new. Many of us have been doing it for years and for other reasons--from habit or the desire to indulge our children or for the simple pleasure of their company. But now the travel industry is responding with discount packages that foster family togetherness. The SmartMoney article mentions hotels with special deals [such as grandparents stay free] or tours that cater to intergenerational activities.The most popular: wildlife safaris, Alaskan cruises and trips to the Galapagos.

The article also quotes me and references this blog and my post a few weeks ago on the Daddy Indulgence Curve, which talks about the transition from treating everyone for everything on a vacation to letting them pay their own way.

 

Refilling the Nest: The unpleasantness of having grown sons home for the summer.

The first surprise is the beer. Carol and I usually have walk-and-talk lunches so asking our waitress for "the coldest beer you have" is not in the order of things. "I need to celebrate," she says by way of explanation. "Thank God they're gone."

"They" are two sons--young adults. The 20-year-old flew off to college the night before. The morning of our lunch, the 23-year-old packed up and left for a training session for his first non-summer job--as an AmeriCorps volunteer at an inner city school in a city about an hour from home. Having them in residence for the summer was exhausting--mostly because of the nagging it took to get them to do anything she wanted them to do. "Anything" covered everything from finding a summer job [neither succeeded], helping with household chores and projects, studying for graduate school exams, filling out forms for the next semester at school--you probably know the list. She found her boys to be "lazy" and spoiled--"They expect us to do everything for them without any strings attached."

Let's put her frustrating summer in perspective. The boys--young men--were 20 -somethings: "Emerging adults," according to this New York Times article by Robin Marantz Henig. "The traditional cycle seems to have gone off course," she writes, "as young people remain un­tethered to romantic partners or to permanent homes, going back to school for lack of better options, traveling, avoiding commitments, competing ferociously for unpaid internships or temporary (and often grueling) Teach for America jobs, forestalling the beginning of adult life."

Here are the stats the author uses to back up her point: "Sociologists traditionally define the “transition to adulthood” as marked by five milestones: completing school, leaving home, becoming financially independent, marrying and having a child. In 1960, 77 percent of women and 65 percent of men had, by the time they reached 30, passed all five milestones. Among 30-year-olds in 2000, according to data from the United States Census Bureau, fewer than half of the women and one-third of the men had done so. A Canadian study reported that a typical 30-year-old in 2001 had completed the same number of milestones as a 25-year-old in the early ’70s"

And that leads to this conclusion: "To some, what we’re seeing is a transient epiphenomenon, the byproduct of cultural and economic forces. To others, the longer road to adulthood signifies something deep, durable and maybe better-suited to our neurological hard-wiring. What we’re seeing, they insist, is the dawning of a new life stage — a stage that all of us need to adjust to."

And when that adjustment takes place in our home--up close and personal all summer long--it leads to a cold beer when the kids--finally--go back to school or move out to test the waters of independent life.

Money Matters: Who pays for what when the kids move back home

When Shari's son, daughter-in-law and two children moved into her house, they had, financially speaking, nothing. The cookie business they started together had failed--despite infusions of money from the family. So when Shari and her husband Hal opened their home as a refuge--"a lifeline" she calls it--money was an issue. "We could have subsidized their rent," Shari says of the decision to have the family move in with her, "but their needs were so far above and beyond that. They needed food, medical insurance, car insurance, clothes--the works." Shari and Hal were fortunate to have the wherewithal to pick up the tab for the big things, but what to do about "walking around money" while the son and daughter-in-law were job hunting?

At first, the four adults held Sunday night meetings: to go over any unmet needs or frustrations; to keep Shari and Hal up to date on job interviews and other employment prospects. Once it became clear what some of the day-to-day cash needs were, Hal came up with a plan. Every Monday morning they would leave Shari's son a check that was big enough to cover lunches, car fare, outings with the kids, other incidentals for both the son and his wife. That way, the younger couple wouldn't have to ask every time they needed something. This was important to Shari: "Money can be very divisive," she says. "It can be a wedge." She didn't want her son to feel demeaned by his circumstances, that he had to ask his Mommy for money to meet a friend for lunch or take his kids to the movies. And there was this: she didn't want either her son or daughter-in-law to rush into a job that wasn't on a career path.

It helps when you can afford to be as generous as Shari and Hal were. But the important point, to me, was not so much how much they could give and how many bills they could cover, but the open way they communicated. Talking things out--being up front about even the most personal money issues--can ease a tricky financial situation. And for Shari, setting a clear goal--jobs for her children that were on a career path--helped her formulate a plan she could live with and not resent.

Boomerangers Move Back In: The New Yorker cover says it all

A picture is worth a 1,000-word posting. Amidst the joy and celebration of graduation time, the May 24 New Yorker cover has a message for all whose grown children are heading home after getting their higher-ed degrees. There he stands, the returning son, hanging his PhD diploma on the wall of his childhood bedroom wall--right near the rock n' roll poster and sports trophy. Note in lower left corner, the suitcase and in lower right, the box of college paraphernalia. While the magazine usually comes up with an archly clever title for its cover art, this one leans more to the simple and direct: "Boomerang Graduation."

Well, for those going through it, the cover art makes it clear: You are not alone. So does the Shouts & Murmurs column, "Your New College Graduate: A Parents' Guide"  Here's an excerpt:

"How do I teach my college graduate independence?

Good question! Experts have differing opinions on the subject. Some suggest a “firm” approach: assigning housework, banning marijuana, requesting politeness, etc. Others suggest a “liberal” approach: cooking and cleaning for them, praising their “poems,” etc. Unfortunately, neither approach works."

Re-Nesting: What's driving them home?

The latest stats are not out yet--the census moves slowly--but it will doubtless show that this Great Recession has created a migration of sorts: adult children moving back home. In 1970, less than 8 percent of adult children between the ages of 25 to 34 lived with parents. By 2000, that percent was at 10.5. By 2010, the percent will be larger. The census suggests that there will be more than 80 million parents of grown children who have one of those children living home again.

What’s driving adult kids back home? Difficulties finding a job, decision to go back to school [graduate degree, anyone?]. Then there's foreclosures and housing prices. Besides the economic reasons, there are the age-old ones--protective parents and kids who've learned to love the comforts of being taken care of.

In today's world, financial pressures have to top the list. But there's also a need for a safe haven during a divorce. And, the grown kids may move back home to help out their aging parents.

If you're looking for practical advice on what to do if the boomerang happens to you, try this Web site. The bottom line on the author's advice: "Remember to treat your boomerang kids as adults. Making life easier on grown kids who live at home by doing their laundry

, cleaning their rooms, etc. can hurt them in the long run by delaying their transition into responsible, independent adulthood."

Re-Nesting: Advice on the move back home

If your grown children and their children are moving back home--out of economic necessity or for a temporary but long-term visit--there are lots of challenges ahead. Here's a blog that's detailing how one family is working things out. I like the tone of it. Here's part of an opener to one recent entry:

"When you invite your children to come back home for whatever reason (in this case a bad housing market) you can’t make them feel as if they are imposing.  It is very important to let them know that this is their home now also.  With a few simple ground rules laid out in advance, everyone can feel comfortable."

If you're interested in reading more, click here

Moving Home: The Boomerang kids return to the nest

This isn't the first time I've posted links to newspaper, magazine or blog items on how to handle a return to the nest. But it is the first time I've seen the topic covered at length by no less a media than the New York Times. In true Times tradition, "When Fledglings Return to the Nest" covers the basics thoroughly. Here are some highlights:

 Should you take them in:"Given your own economic circumstances, you may not be able to afford another mouth to feed. But if forcing children to live on their own may lead to a bigger bailout later, it may not be economically smart. Besides, having kids at home again may help you save money."

Should they pay rent? The issue "isn’t so much whether you charge. It’s why the child has moved home in the first place." The anecdotes in the article suggest that if the children aren't slackers--are just in a tough financial spot right now--you might want to forgo rent or charge a token fee, one that rises with time until it's close to market rate. One parent put it this way: “I’m aware of the circumstances where within the family there’s the proverbial 35-year-old living at home How does it get to the point where the child didn’t decide to move on? The bond between child and parent is so strong, it was easier for us in the abstract to say that this was the program.”

If they pay rent, should you refund it when they move on? While some parents see the rent as a real contribution to the household, others "consider it a reward for good financial behavior, or a leg up on a future down payment."

Should you give them financial advice? Tread carefully here. Use other sources--books, articles--as a referral on the topic. One parent suggests this mantra:  “When you have adult children, you cannot tell them what to do. You can only tell them what you’ll pay for. And if they don’t need you to pay for it, then you can only hope that they ask for your advice and take it.”

What if the stay is prolonged as a way for the child to save money for the future? "It may work best if the child works 80-hour weeks or travels constantly. It may help if the parents are gone most weekends, or if the child crashes at the home of a paramour frequently. It helps, too, to have no siblings underfoot and a bathroom (and better yet, an entrance) of one’s own. And, of course, the child needs to save the money as planned. If squabbles ensue, the child can always move out. But if everyone gets along, these children eventually move out with a big pile of money in the bank. And that safety net makes it more likely they will never again have to move back in with you."

Empty Nest Redux: When the kids come marching home again

This just in from Great Britain. A survey by Selftrade of 2,000 Brits on fallout from the current economic downturn finds that "50% of British adults have been forced to make a ‘Plan B’ in the last year, as their lives have taken a surprise turn in a different direction. In 87% of these cases, a life change drove a major shift in financial outlook and habits."

While the survey identified "the need for people to empower themselves by taking control of their finances to secure against financial difficulties should a lifestyle U-turn be necessary," what was of interest to me--and presumably, readers of this blog--is the finding on how parents of adult children were reacting. Here's the excerpt on that point:

"The Forever parents
An emerging social trend in “Recession Britain” is the growth of the multi-generation home. Parents who experienced the surprise return of their adult children back home went through a number of sudden financial shifts. Suddenly devoid of their independence they were the group least likely to put themselves first (14%) or to be selfish when planning financial goals (15%). They were also the group most relaxed about taking on more debt (12%) and were least bothered about boosting their savings (10%) or investments (17%) - probably because they had little left over that they could put away."